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Yes Virginia, zero down loans do exist…
September 18, 2009 /Question: Is it still possible to get a zero down payment home loan? Answer: For the month of September, yes. (Now extended through the end of December). I received a phone call on Monday - a request from a young couple wanting to walk through a few of the floorplans available at the Summit View plat in Bothell. As we walked through the homes I asked the common questions - making sure that they were aware of the $8,000 tax credit, and it's looming expiration date. They were. I asked if they were aware of the special financing available on these brand new homes, including zero down payment and a 3.875% interest rate if they made an offer in September. They were. In fact, they were way ahead of me... She is a grad student, an unpaid intern on her way to a stable and well-paying vocation. He is self-employed, has been for five years. They have two kids in elementary school, so getting into an award-winning school district was important to them. If they would have tried to buy three years ago there wouldn't have been a problem. "Stated income" loans existed then - a now extinct type of…Read more
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Jesse goes on vacation
September 10, 2009 /[caption id="attachment_633" align="aligncenter" width="451"] Welcome to Yellowstone National Park![/caption] [caption id="attachment_619" align="aligncenter" width="451"] Always a lot of elk at Mammoth Hot Springs.[/caption] [caption id="attachment_620" align="aligncenter" width="451"] Bison on the way to the cabin.[/caption] [caption id="attachment_621" align="aligncenter" width="451"] My family's cabin - 1 mile north of Yellowstone Park.[/caption] [caption id="attachment_629" align="aligncenter" width="451"] View from the patio of one of our cabins.[/caption] [caption id="attachment_624" align="aligncenter" width="451"] Selah with my grandfather's 75-year-old wagon[/caption] [caption id="attachment_623" align="aligncenter" width="451"] Kami and David.[/caption] [caption id="attachment_627" align="aligncenter" width="451"] Selah turned 3 while we were gone.[/caption]Read more
